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Wake County Advances School-Land Swap for Affordable Housing in Five Communities

Oct 26, 2026 • 6 min read

Wake County Advances School-Land Swap for Affordable Housing in Five Communities

Wake County commissioners moved forward with a plan on October 19, 2026, that could eventually turn portions of five school properties into affordable housing.The potential sites stretch from Cary and Morrisville to Raleigh, Wake Forest and Apex.For anyone looking for a place to live now, the October action doesn't open housing applications or approve a development. It authorizes a memorandum of

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Wake County Advances School-Land Swap for Affordable Housing in Five Communities
Oct 26, 2026 6 min read
Wake County Advances School-Land Swap for Affordable Housing in Five Communities

Wake County commissioners moved forward with a plan on October 19, 2026, that could eventually turn portions of five school properties into affordable housing.The potential sites stretch from Cary and Morrisville to Raleigh, Wake Forest and Apex.For anyone looking for a place to live now, the October action doesn't open housing applications or approve a development. It authorizes a memorandum of

Raleigh Condo Financing Faces a New Reserve Test in January 2027
Oct 26, 2026 8 min read
Raleigh Condo Financing Faces a New Reserve Test in January 2027

A Raleigh condo buyer could qualify for a mortgage, agree on a price and still have the financing run into trouble because of something the buyer doesn't control.The condominium association's budget.Starting January 4, 2027, Fannie Mae is raising its standard requirement for the money condo associations set aside for major repairs and replacements. Under its Full Review process, the minimum annua

Complete 540's $32 Million Tolling Deal: What It Means for Wake County Homebuyers
Oct 26, 2026 6 min read
Complete 540's $32 Million Tolling Deal: What It Means for Wake County Homebuyers

Complete 540 moved another step toward completion on October 6, 2026, with a $32 million contract to equip its final ten miles for electronic toll collection.The final ten-mile section is slated to open in late 2028 if the current schedule holds.For someone comparing homes in Garner and Knightdale, the contract moves tolling preparations forward—but it doesn't change today's drive. After opening,

FHA Credit Score Rules Change in 2027. Why 640 Still Matters for Triangle Buyers
Oct 26, 2026 10 min read
FHA Credit Score Rules Change in 2027. Why 640 Still Matters for Triangle Buyers

The Federal Housing Administration is opening the door to newer credit scores in 2027, potentially giving some Raleigh and Triangle homebuyers a different way to qualify for a mortgage.A renter with years of on-time payments might receive a higher score under one of the newer models. Yet that same borrower could still have an FHA application evaluated using a lower score.And for buyers who need N

Townhouse Construction Is Slowing. What It Means for Raleigh Homebuyers
Oct 26, 2026 7 min read
Townhouse Construction Is Slowing. What It Means for Raleigh Homebuyers

Townhouse construction is slowing across the country. Builders started 42,000 attached single-family homes in the second quarter of 2026, down 9% from a year earlier.Meanwhile, Raleigh's development records show 1,714 townhouse units approved under its Missing Middle zoning changes, with hundreds more under review.That's a substantial amount of potential housing. But development approval isn't th

Big Investors Face New Homebuying Limits. Will Raleigh Buyers Notice?
Oct 26, 2026 8 min read
Big Investors Face New Homebuying Limits. Will Raleigh Buyers Notice?

Starting January 7, some of the country's largest housing investors could be barred from buying existing homes in Raleigh and across the Triangle. For someone competing against an investment company to buy a house, that could mean one fewer bidder.But there's a catch. Those same investors won't be required to sell rental houses they bought before July 11, 2026. And under certain exceptions, they

FEMA Makes Flood Insurance Easier to Buy Online. Raleigh Homeowners May Still Face a 30-Day Wait
Oct 26, 2026 11 min read
FEMA Makes Flood Insurance Easier to Buy Online. Raleigh Homeowners May Still Face a 30-Day Wait

FEMA just made buying federal flood insurance a lot faster.As of October 20, 2026, a Raleigh homeowner can visit FloodSmart.gov, get a quote and purchase a National Flood Insurance Program (NFIP) policy online in minutes.But here's the catch.For most new policies, the insurance doesn't take effect for another 30 days.Most standard homeowners policies don't cover flooding either, according to the

Multigenerational Homes in Raleigh-Cary: The $719,000 Question
Oct 26, 2026 7 min read
Multigenerational Homes in Raleigh-Cary: The $719,000 Question

Homes advertised for multigenerational living in Raleigh-Cary carried a $719,000 median asking price in 2025. That's 51.4% higher than standard listings.They also attracted 44.4% more listing page views.But the price-per-square-foot difference was only 7.2%.For families trying to make space for a parent, adult child or other relative, the higher total asking price may reflect buying more house—no

HUD's Chassis-Free Manufactured Home Push Meets a Raleigh Lot Question
Oct 24, 2026 10 min read
HUD's Chassis-Free Manufactured Home Push Meets a Raleigh Lot Question

Washington has changed what can legally count as a manufactured home. But changing the federal definition is one thing. Finding a piece of land in Raleigh where a buyer can actually put one is another.An October 22 executive order established a federal task force to examine how manufactured and other factory-built housing can be produced and approved more efficiently. Earlier this month, the Depa

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